Banking that belongs to you.

At SFXCU, every member is an owner. Better rates, fairer loans and dividends paid back to the families we serve.

4
branches
7.5%
Home Advantage Mortgage
24/7
ATM access on Network One
Family on a porch overlooking the Pitons

Everything you need, under one roof

Products designed with Belizean families, not shareholders, in mind.

Member using the SFXCU app
The SFXCU app

Your credit union in your pocket.

  • Instant spending notifications
  • Freeze your card in one tap
  • Pay BEL, BWS and Digi bills
  • Savings goals with round-ups
  • Apply for a loan in minutes
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Today's rates

Fixed Deposit 12M
4.75%
AER, from BZD $5,000
Mortgage
7.50%
reducing balance, up to 30 years
Auto loan
8.75%
new vehicles, up to 7 years
See all rates

Home ownership, made local.

Our mortgage advisors know Belize. Decisions are made here, by people who understand your situation.

Calculate your mortgage
Couple with keys outside their new home

Why members choose SFXCU

Member owned

Profits come back to you as dividends and better rates.

Safe and regulated

Regulated by the Central Bank of Belize and governed by elected Board, Supervisory and Credit Committees.

Member benefits

Loan interest rebates, dividends, shares protection, student grants and loan protection coverage.